Financial Peace University (FPU), the 9-week program taught by Dave Ramsey, has helped more than one million families positively change their financial future.

This life-changing program teaches families and individuals how to handle their money through common-sense principles and small group accountability. FPU is available for churches, companies, military bases, financial literacy programs, Spanish speaking organizations and community groups.

As they work on a Total Money Makeover, the average family pays off $5,300 in debt and saves $2,700 in the first 91 days after beginning FPU and is completely out of debt, except for the mortgage, in 18 to 24 months.

“We’ve actually relieved ourselves of over $50,000 worth of debt in two years just from using these principles,” said Russ Lee, former FPU participant. Dave Ramsey began teaching FPU classes in 1994 every night around Nashville, Tennessee. In 1997, FPU was made available on video across the country with thousands of classes around the nation today.

The program is made up of 9 life-changing lessons taught by Dave on DVD in a fun and entertaining way. “I like to put the cookies on the shelf where everyone can reach them,” says Ramsey. After each lesson the group meets to help each other plan budgets, discuss successes and temptations, and support each other in their journey to beat debt and build wealth. Topics covered include:

  • Saving for emergencies
  • Budgeting
  • Relationship and money issues
  • Buying big bargains
  • Getting out of debt
  • Understanding investments
  • Understanding insurance
  • Retirement and college planning
  • Buyer beware
  • Real estate mortgages
  • Careers and extra jobs

Each class participant needs a kit. Special rates are routinely available online at or by calling 888-227-3223. Included in the cost of the kit is a lifetime family membership to FPU, allowing the participant to return to any class at anytime for a refresher course. The kit also includes an FPU workbook, an FPU envelope system, audio lessons, budgeting forms and Ramsey’s best-selling book – Complete Guide to Money.

“FPU classes are changing lives across the country every day,” says Louis Falzetti, executive vice president of Financial Peace University. “There is something for everyone in this program whether you are barely making ends meet, just trying to plan for retirement, or seeking to build wealth. No matter what your financial situation, you will find FPU to be the best motivational tool available across the nation to help you attain financial peace.”

The first lesson is free! All you need to do is register to attend. If you want to continue, the cost is around $100 including materials. The following lists some classes starting this month in East Cobb County:

Johnson Ferry Baptist Church

955 Johnson Ferry Road, Marietta, GA 30068

Class Begins: January 20 | Wednesdays 6PM

More info: 770-973-6561

Noonday Baptist Church

4120 Canton Road Kennesaw, GA 30144

Class Begins: January 22 | Sundays 4PM

More info: 770-926-6138

Powers Ferry United Methodist Church

245 Powers Ferry Road SE, Marietta, GA 30067

Class Begins: January 9 | Mondays 6:30PM

More info: 770-973-5271

Roswell United Methodist Church

814 Mimosa Boulevard, Roswell, GA 30075

Class Begins: January 22 | Sundays 4PM

More info: 770-993-6218